Public Housing & HOS Owner Loan

No mortgage required, loan amount up to HKD 2 million, designed specifically for public housing and HOS owners

Product Features

Exclusive loan solutions designed for public housing and HOS owners

Large Loan Amount

Loan amount up to HKD 2 million

No Mortgage

No property collateral required

Exclusive Service

Specifically for public housing and HOS owners

Fast Approval

Simplified approval process

Loan Details

Application Requirements

  • Hong Kong resident aged 18 or above
  • Hold public housing or HOS unit
  • Have stable income source
  • No mortgage or collateral required

Required Documents

  • Hong Kong ID Card
  • Public Housing/HOS proof documents
  • Last 3 months salary slips
  • Last 3 months bank statements
  • Address proof

Loan Plan

HKD 50,000
Minimum Loan Amount
HKD 2,000,000
Maximum Loan Amount
9-13%
Annual Interest Rate
12-84個月
Repayment Term
No Mortgage
Designed for public housing and HOS owners, no collateral required
Apply Now

Why Choose Public Housing & HOS Owner Loan?

Quality loan service designed for public housing and HOS owners

Large Loan Amount

Loan amount up to HKD 2 million, meeting your funding needs

No Mortgage

No property collateral required, maintaining property ownership rights

Exclusive Service

Loan solutions designed specifically for public housing and HOS owners

Fast Approval

Simplified approval process, quickly obtain funds

Flexible Repayment

Repayment term 12-84 months, can be chosen based on financial situation

Professional Service

Professional team provides attentive service for public housing and HOS owners

Applicable Uses

Flexibly use loan funds to improve quality of life

Home Renovation

Improve living environment, enhance quality of life

Children's Education

Pay for children's tuition or education-related expenses

Debt Consolidation

Consolidate multiple debts, reduce repayment pressure

Business Funding

Funding for entrepreneurship or small business development

Ready to apply for Public Housing & HOS Owner Loan?

No mortgage required, exclusive service, apply now