Personal Loan

Annual interest rate as low as 10%, loan amount up to 500K, no collateral required, fastest 5-minute approval

Product Features

Flexible loan solutions designed for personal needs

High Loan Amount

Loan amount up to 500K

Low Interest Rate

Annual interest rate as low as 10%

Fast Approval

Fastest 5-minute approval

No Collateral

No mortgage or collateral required

Loan Details

Loan Conditions

  • Hong Kong resident aged 18 or above
  • Hold valid identity documents
  • Have stable income source
  • No serious adverse credit record

Loan Amount

Minimum: HKD 10,000
Maximum: HKD 500,000

Interest Rate Details

Monthly Rate: 2.5% - 4.5%
Annual Rate: 10% - 36%

Repayment Term

6 - 60 months
Flexible repayment arrangements

Application Requirements

  • 1
    Hong Kong resident aged 18 or above
  • 2
    Hold valid identity documents
  • 3
    Have stable income source
  • 4
    No serious adverse credit record

Application Process

1

Submit Application

Fill out online application form, upload required documents

2

Review and Assessment

We will assess your application, usually completed within 24 hours

3

Sign Contract

After approval, sign the loan contract

4

Disburse Loan

After contract signing, funds will be directly transferred to your bank account

Ready to Apply for a Personal Loan?

Apply now and enjoy fast approval and preferential interest rates